Frequently asked questions

• What is a Park Model?

Park Models are classified as recreational vehicles and are primarily designed as temporary living quarters for recreation, camping or seasonal use.  They are built in a factory-controlled environment on a single chassis, mounted on wheels, and have a gross trailer area not exceeding 400 square feet excluding any porches or lofts.  Each Park Model is certified by the RPTIA member manufacturer as complying with ANSI A119.5 building codes. The Park Model Cottages and Cabins that we offer are 12’ wide. For more information about Park Models, visit www.rptia.org.

• How much are the park model cottages?

Cottages start at $74,499, including landscaping, full furnishings, linens, dinnerware, and cookware. For a complete list of standard features included with your cottage, please call 214-205-0790.

• What is the cottage rental pool?

When you are not using your cottage, you put it in the MCRR rental pool and our resort staff will find renters for your cottage. We have an aggressive marketing program to ensure owners receive maximum rental income. We take care of everything for you including reservations, housekeeping and maintenance. The rental income will be divided between Mill Creek Ranch Resort at 70% and the cottage owner at 30% and there is no amenity fees, HOA dues or property taxes. We even mow your lawn, take care of your cable, phone, water/sewer and exterior maintenance.

• What are public guest rates in the cottages?

Cottage: $125 per night regular rate/ $150 for weekends and $200 for Trade Days. Cottages are beautifully decorated, fully equipped and furnished for your comfort with queen size sofa sleeper, one bathroom, TV and sound system, and a wonderfully comfortable queen-sized bed in the bedroom, (sleeps 4).

Cabin/Cottage with loft:$150 per night/ $175 for weekends and $225 for Trade Days.. The Mill Creek has the look of that quaint cabin in the woods, but has the luxury of a 5-star resort. All are equipped like our cottages, but with the upgrades of a loft and include an electric fireplace, (sleeps 4 plus a loft for 2 children).

The Executive: $175 per night/ $200 for weekends and $250 for Trade Days.. We have a limited availability of Executives equipped for that very relaxing time away from home, (some sleep 4, others sleep 4 plus a loft for 2 children).

• Does the sales price of the cottage include the land?

The purchase of a cottage enables you full usage amenities. However, there will be no fee transfer of the cottage site.

• Do I have to pay an annual property tax?

No, at the present time in the State of Texas they are not subject to property tax or school tax.

• What is included in the Resort Amenities Package?

It includes water, sewer, daily trash pick-up, Wi-Fi, cable and telephone; lawn and garden maintenance and irrigation, full use of resort amenities.

• Is the cottage tax deductible?

This is not a question we can answer carte blanche. It depends on individual usage and your tax situation. But in general, if the time available in the rental pool meets the IRS guidelines for rental property, the answer would be yes. You should check with your IRS representative or your CPA.

• How do we get around in the resort?

A concierge service is available. We also have electric golf carts available for rent. *Owners receive a complimentary golf cart during their stay.

• Can I bring my own golf cart?

Yes, an owner may bring their own golf cart, but they must either take it with them when they leave.

• Where do we park?

All cottage users will park in a common parking lot at the Grand Lodge.

• Is there an annual resort fee?

There is not an annual resort fee or a membership fee.

• Do you offer financing?

Our experienced sales personnel will assist you with the application process and will search the available market to find the best possible financing package.  Various independent banks provide the lending; Mill Creek Ranch Resort will not finance directly.  However, our staff will assist you in securing financing, as well as insurance, if needed.

• How long does it take to build a cottage?

Depending upon the manufacturer’s backlog, normally it will take 4-5 weeks. There are also cottages available for immediate purchase and occupancy.  For specific details on the cottages and cabins available for immediate occupancy, please call 214-205-0790.

• How secure is my cottage when I’m not there?

Mill Creek Ranch Resort provides security gates at both the entrance and exit areas of the resort.  There will be security codes or cards available to access these gates.  A general presence of resort personnel will be available to demonstrate surveillance and diligence of protection of property.

• Can we live here full time?

Mill Creek Ranch Resort is a recreational vacation resort rather than a residential community.  There is no full-time occupancy.

• If I bring guests into the resort, do I have to pay any additional fees?

No, owners do not pay additional fees.  You are welcome to bring guests on a space available basis.

• What are the lot sizes?

There are no lots per se, but each site is 30 X 50 with a minimum of approximately 18 feet between lots.  Most sites, however, are actually larger, due to the lay of the land and to retain the natural trees and plants.

• Can I bring my own lawn furniture?

Upon purchase of a cottage, we offer a beautiful array of outdoor furniture available for purchase.  All lawn furniture needs to be consistent with the company’s guidelines and must be approved by the Mill Creek Ranch Resort Managers.

• Am I responsible to carry my own insurance?

Yes. Our staff is able to assist you in securing insurance for your cottage.  You must carry personal property and general liability insurance on your cottage. We can assist you in obtaining your property insurance.

• What happens if a renter damages my cottage?

Mill Creek Ranch Resort will repair or replace the damaged item.

• Can my extended family go in together and purchase one cottage for use by all of us?

Yes, but one person must be designated as the point of contact and responsible party.  At the time of purchase, a list of all owner names must be given to Mill Creek Ranch Resort.  Only those people on the list will be able to use the cottage rent free as “an owner”.

• What is the smoking /pet policy for renters using my cottage?

The cottage owner makes the decision whether the cottage will be designated as a smoking or pet friendly cottage. Mill Creek Ranch Resort will adhere to the policy that is established by each individual cottage owner. We do have some pet restrictions.

• What does Mill Creek Ranch Resort do to generate interest in rentals?

Mill Creek Ranch Resort staff has an aggressive marketing technique to generate interest in cottages rentals which includes:  attendance at trade shows, bridal shows, mail outs and distribution of brochures at various locations including Canton Trade Days, radio and billboard and many other advertising opportunities.  We target churches, corporations, and community groups for their upcoming events. Our beautiful 7,000 square foot Grand Lodge and other facilities, have ample space for a variety of gatherings, and is a tremendous advantage for groups.  The local attractions, Splash Kingdom, World-Famous First Monday Trade Days, and Twin Lakes Golf Course all attract men and women’s groups, as well as families.